All About Medicare Supplement Plan F Providers in 2022

Jul 15, 2022 By Susan Kelly

Original Medicare provides good coverage, but beneficiaries are responsible for a significant portion of their medical expenses not covered by the program. In 2017, the average out-of-pocket cost for Medicare users was $5,801, with one in ten spendings more than $10,200. Medigap policies like Medicare Supplement Plan F may help in this situation. These plans from Medicare Supplement Plan F Providers help pay for the expenditures that are not covered by Medicare Parts A and B, including deductibles, coinsurance, copays, and any other out-of-pocket costs that may be incurred.

Best Plan F Providers


It might be difficult to go through all of the plans and providers to locate the best one for you. So we've compiled a list of the finest Medicare Supplement Plan F suppliers here. At least 23 states are covered by these services, which were thoroughly vetted based on factors such as ease of use, cost, and more.


Humana was founded in 1961 as a nursing home corporation, but in the 1980s, it began offering health insurance. There are standard Medicare Supplement Plans available in all 47 states, and Plan F is one of them. Georgia and Kentucky are the only two states that don't have access to the High-Deductible Plan F.

Call Humana from Monday through Friday to enroll in Plan F, or use the straightforward online form available on the company's website to arrange a telephone consultation. You will need to indicate the dates that you want your Medicare Part A & Part B coverage to begin, as well as the date that you want your Medicare Supplement coverage to begin. Humana does not give prices over the phone; instead, you must fill out a formal application in order to get an estimate of costs.


Cigna wants all its clients to understand precisely what they agree to when they sign up for a Medicare Plan F plan, regardless of whether it is a standard or high-deductible choice. This will allow them to feel confident in their decision. The deductible expenses and premium variations between the two plans, as well as what each covers, are clearly put out so that you can make an educated selection.

The comparative step of the procedure, on the other hand, is time-consuming and requires a variety of personal details from you, including your postal code, date of birth, name, the dates on which you registered in Parts A and B, as well as your phone number and email address. Before you can proceed with your estimate, you must also agree to be contacted by Cigna.


In the world of AARP, detail is everything. Before you ever get to the point where tailored estimates are generated, AARP makes absolutely certain that you are aware of what you will get in exchange for the money you spend and that you must have an efficient and thorough grasp of what each plan provides. In certain cases, you may be able to skip entering your information since it provides such a clear explanation up front.

You will be able to discern with a brief read of the document whether or not you can obtain comparable coverage elsewhere for a lower cost or if another provider offers more advantages. All you will need to input is your ZIP code in order to do so.


Aetna's Medicare Plan F delivers precisely what it promises, which is unusual these days. There is a $30 monthly savings with Aetna, making it a more inexpensive alternative than some of the other plans. As a result, you'll need to figure out which solutions best match your lifestyle before making a final decision. If you don't travel, for example, you may not need as much assistance in the event of an emergency when away from home.

Aetna takes the cake for ease of use since figuring out this data takes just a few minutes. This makes it simple to compare Plan rates, so you can evaluate which plan(s) are suitable for your scenario. In order to register, you'll need to know your state and ZIP code, along with your gender and birth date.

Mutual of Omaha

Mutual of Omaha goes right to the point. When you begin the estimate process, you'll see all of the various Medicare supplementary insurance coverage choices, including Plan F. Your birth date, gender, and ZIP code are all that are required for the system to provide a quote. In spite of this, Mutual of Omaha is often regarded as a high-priced insurance company that raises prices each year. It's not uncommon to pay a premium for a service that isn't quite as good as others.

Is Plan F the Most Advantageous Medicare Supplement Plan?


This is the finest Medicare supplement plan if you're seeking comprehensive coverage at a reasonable price. If you want to save money by getting less coverage, or if you don't require hospice or prolonged hospital stay coverage, consider different supplement plans. Plan F is a fantastic place to start if you want to cover all of your bases.


Plan F offers the same elements, but not all plans are equal. Many other factors, like the company's reputation and price structure, are also important to keep in mind while making a purchasing decision. Here, you can find a list of insurance providers that offer Plan F & Plan F with High Deductibles.

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